Missouri Salary Calculator 2026 — Free Take-Home Pay Estimator

Missouri Income Tax Summary

Missouri has a progressive income tax system with rates ranging from 2% to 4.95% across nine brackets. The state taxes most forms of income but offers a standard deduction and personal exemption. Missouri's income tax rates are relatively low. The state also has a state sales tax and moderate property taxes. [Source: Missouri Department of Revenue, 2026]

Missouri Income Tax Rules

• Progressive tax with rates from 2% to 4.95% across nine brackets [Source: Missouri Department of Revenue, 2026]
• Standard deduction: based on federal standard deduction [Source: Missouri Department of Revenue, 2026]
• Personal exemption: $2,100 per exemption
• Wages, salaries, tips, interest, dividends, and capital gains are all taxable
• Social Security benefits are not taxed at the state level
• Retirement income from pensions and IRA distributions is generally taxable
• Federal income tax paid is partially deductible on Missouri returns

Missouri Payroll & Withholding Rules

Employers must withhold Missouri income tax using graduated withholding tables. Unemployment insurance is employer-paid only. There are no mandatory local income taxes in Missouri. Kansas City and St. Louis do not have local income taxes. [Source: Missouri Department of Revenue, 2026]

Local Taxes in Missouri

Missouri does not levy county or city income taxes. However, some cities impose earnings taxes on wages earned within city limits. St. Louis and Kansas City each have a 1% earnings tax on residents and non-residents working within city limits.

Cost of Living Context

Missouri's cost of living is about 10% below the national average. Housing is very affordable. Transportation, groceries, and utilities are all below national averages. Major cities include Kansas City, St. Louis, Springfield, and Columbia. [Source: Missouri Department of Revenue, 2026]

Real-World Example: Missouri

For a single filer earning $55,000/year in Kansas City, Missouri:

• Federal taxable income: ~$40,400 (after $14,600 standard deduction)
• Missouri state tax: ~$1,790 (using 2026 brackets)
• Estimated take-home: ~$4,050/month (pre-FICA, pre-insurance)

Note: Actual results vary based on deductions, credits, and local taxes.

Missouri FAQs

Q: What are the income tax brackets in Missouri? [Source: Missouri Department of Revenue, 2026] A: Missouri has rates from 2% to 4.95% across nine brackets. [Source: Missouri Department of Revenue, 2026]

Q: Does Missouri tax Social Security benefits? A: No, Missouri does not tax Social Security retirement benefits.

Q: Does St. Louis have an earnings tax? A: Yes, St. Louis has a 1% earnings tax on wages for residents and non-residents working in the city.

Q: Does Missouri tax retirement income? A: Yes, pension and IRA distributions are generally taxable at regular rates.

Q: Does Missouri have a state sales tax? A: Yes, Missouri has a state sales tax rate of 4.225%, with significant local additions. [Source: Missouri Department of Revenue, 2026]

Q: Does Kansas City have a city earnings tax? A: Yes, Kansas City imposes a 1% earnings tax.

Q: Can I deduct federal income tax on my Missouri return? A: Yes, Missouri allows a partial deduction for federal income tax paid.